Health Insurance
Protect your health with WizBiz health insurance. Family floater, critical illness and senior citizen coverage. Cashless hospitalization across India.
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Choose from India's best health insurance plans with cashless hospitalization and lifetime renewability.
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Health Insurance,Medical Insurance,Family Floater,Critical Illness,Senior Citizen,Medical Cover India
WizBiz Team
Health insurance covers medical expenses for illness, injury, or accidents. WizBiz offers individual, family floater, senior citizen, and critical illness plans with cashless hospitalization at 10,000+ network hospitals across India. Coverage includes pre and post-hospitalization, day care procedures, ambulance charges, and AYUSH treatments.
Cashless Hospitalization: No upfront payment at network hospitals
Tax Benefits: Section 80D deduction up to Rs. 25,000
Coverage Restoration: Auto-restore of sum insured
No Claim Bonus: Up to 100% extra coverage for claim-free years
Lifetime Renewability: Coverage guaranteed for life
Individual Health Insurance: Personal coverage
Family Floater: Cover entire family under one sum insured
Senior Citizen: For ages 60+ with comprehensive benefits
Critical Illness: Lump sum on diagnosis of major illnesses
Top-up Plans: Extra coverage beyond base policy
Eligibility: Age 18+. Child policies from 91 days. Senior plans up to 70 years.
Documents: Aadhaar, PAN, medical history declaration.
Claims: Cashless at network hospitals. Reimbursement claims processed within 15 days.
1. Waiting period?
2-4 years for pre-existing diseases.
2. Can I add parents?
Yes, family floater or separate senior plan.
3. Maternity cover?
Available as add-on with 9-24 month waiting period.
4. Are OPD expenses covered?
Not standard; available as add-on in comprehensive plans.
5. What is co-payment?
Policyholder pays 10-20% of claim; common in senior plans.
