Motor Insurance
Comprehensive motor insurance for cars, bikes and commercial vehicles. Zero depreciation cover and roadside assistance. Save up to 50% with NCB.
Buy or Renew Motor Insurance Now
Protect your vehicle with India's best motor insurance plans. Zero depreciation and instant claim settlement included.
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WizBiz Team
Motor insurance is mandatory under the Motor Vehicles Act, 1988. WizBiz offers comprehensive and third-party policies for cars, two-wheelers, and commercial vehicles. Coverage includes accidental damage, theft, fire, natural calamities, and third-party liability. Add-ons include zero depreciation, engine protection, and roadside assistance.
Legal Compliance: Mandatory third-party insurance under Motor Vehicles Act
Cashless Repairs: At 7,000+ network garages
NCB Discount: Up to 50% off for claim-free years
Roadside Assistance: 24/7 emergency support including towing
Quick Claims: Processed within 24-48 hours
Car Insurance: For hatchbacks, sedans, SUVs, luxury cars
Two-Wheeler Insurance: Bikes, scooters, EVs
Commercial Vehicle: Trucks, buses, taxis, goods carriers
Third-Party Only: Basic legal coverage
Comprehensive: Complete own damage + third-party cover
Eligibility: Vehicle owners with valid RC. New and old vehicles.
Documents: RC, DL, PUC certificate, previous policy for renewal.
Claims: File FIR, inform insurer within 24 hours, take vehicle to network garage for cashless repair.
1. Is motor insurance mandatory?
Yes, third-party insurance is legally required. Fine of Rs. 2,000 for driving without insurance.
2. What is NCB?
No Claim Bonus discounts premium up to 50% for claim-free years.
3. What is Zero Depreciation?
Full claim without depreciation deduction on replaced parts.
4. Does it cover engine damage?
Only with engine protection add-on.
5. Can I transfer NCB?
Yes, NCB is linked to policyholder, not vehicle.
