Property Insurance
Protect your property with comprehensive insurance. Home, tenant, landlord and commercial property coverage. Fire, flood and theft included.
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Protect your biggest asset with comprehensive property insurance. Compare plans and get covered in minutes.
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WizBiz Team
Property insurance protects your home or commercial building against fire, natural disasters, theft, and vandalism. WizBiz offers home insurance, tenant insurance, landlord insurance, and commercial property coverage. Premiums start from as low as 0.1% of property value per year.
Asset Protection: Building structure and contents coverage
Natural Disaster Cover: Earthquake, flood, cyclone, landslide protection
Alternative Accommodation: Temporary housing expenses covered
Loss of Rent: Landlord policies cover rental income loss
Affordable Premiums: Just 0.1-0.3% of property value annually
Home Insurance: For houses, apartments, and villas
Tenant Insurance: Contents-only coverage for renters
Landlord Insurance: For rental property owners
Commercial Property: Offices, retail, warehouses
Flood Insurance: Specialized cover for flood-prone areas
Builder's Risk: For properties under construction
Eligibility: Property owners with valid title and approved construction.
Documents: Sale deed, tax receipts, building plan approval, photographs.
Claims: Document damage, file FIR for theft, submit claim with surveyor assessment. Claim settled within 7-15 days.
1. Is property insurance mandatory?
Not legally, but required by banks for home loans.
2. How is sum insured calculated?
Based on replacement cost, not market value.
3. Does it cover flood?
Yes, most comprehensive policies include flood cover.
4. Are valuables covered?
Limited coverage for jewelry; separate scheduling needed for high-value items.
5. What is deductible?
Rs. 2,500 to Rs. 25,000 depending on policy terms.
